Group Health Insurance

Looking for Group Health Insurance? We make selecting group health insurance easy.

Group health insurance is a vital part of an employee benefits package, providing essential medical coverage for your employees and their dependents. This coverage ensures that your team has access to necessary healthcare services, promoting overall wellness and productivity within your organization.

Here are a few other reasons to have group health insurance:

Attract and retain top talent
Improve employee satisfaction and morale
Promote a healthier workforce
Reduce absenteeism and increase productivity

We provide multiple types of coverage to protect the needs our clients have:

Traditional Health Plans

Traditional health plans provide comprehensive medical coverage, including doctor visits, hospital stays, prescription drugs, and preventive care. These plans offer a network of providers and typically require co-pays and deductibles.

Health Maintenance Organizations (HMOs)

HMOs offer a range of healthcare services through a network of providers who agree to supply services to members. These plans often require members to choose a primary care physician (PCP) and obtain referrals for specialist services.

Preferred Provider Organizations (PPOs)

PPOs provide greater flexibility in choosing healthcare providers. Members can see any doctor or specialist, but they will save money by using the network providers.

High Deductible Health Plans (HDHPs)

HDHPs are plans with higher deductibles and lower premiums. They are often paired with Health Savings Accounts (HSAs), which allow employees to save pre-tax dollars for medical expenses.

Health Savings Accounts (HSAs)

HSAs are tax-advantaged savings accounts that can be used to pay for qualified medical expenses. They are typically paired with HDHPs and can help employees manage healthcare costs.